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Product Transfers
Switching Lenders
Moving Home
Further Advances
Specialist Mortgages

Request a new product from
your current lender or remortgage away


Product Transfer

Although this may at first appear the easiest option, most High Street lenders offer their best rates to new borrowers, so when you complete a product transfer, you could end up paying more each month for your mortgage than you need to.

Remortgage

Lender’s want your business and will offer you their best rates to secure it. Most lenders will offer you a free valuation and legals package, so you can easily compare what your current lender is offering compared with what’s available in the whole market.

Let's make it happen

From start to finish, we will manage your product transfer or remortgage. We won’t ask you to complete any paperwork or forms – we do that! You can track your application online 24/7 and we will send you regular email and text updates.

Product Transfers


Arrange a new product with your current lender

If you’re coming to the end of your current deal, your current lender will almost certainly offer you a product transfer. At first, this may appear to be the easiest option and your lender knows this and the rates they offer on product transfers will be not be as competitive as deals for new borrowers.

Before you decide to complete a product transfer, let us research the Mortgage Marketplace for you. You will almost certainly be offered a free valuation and free legals package and we’ll manage the entire process for you. Switching lender, could save you a considerable sum of money.

Switching Lenders


It’s now really easy to switch lenders and you will almost certainly get a better deal than doing a product transfer with your current lender. You’ll be offered a free valuation and free legals package with most lenders. Switching lenders, could save you a considerable sum of money.

There is no paperwork required when switching lenders, we’ll look after everything and keep you in the loop at all times.

Moving Home


If you’re moving home, it is possible to port your current mortgage to your new home, but effectively it’s a completely new mortgage application which has to be fully underwritten.

Moving home is a good time to review what all lenders will offer you on a new deal.

At the Mortgage Marketplace, we will research every UK lender to make sure you get the best possible mortgage for your individual circumstances. It’s not just about the headline rate of interest the lender is offering, we compare the cost over the initial rate period and the full term of the mortgage - and the results may surprise you.

Further Advances


If you’re looking to release equity from home, you may be able to complete a further advance or arrange a second charge mortgage, often called a homeowner loan.
We will look at what your current lender will offer you on a further advance compared to what a homeowner loan would cost you.

Whatever option you choose, at the Mortgage Marketplace, we can manage the whole process from start to finish.

Applying for a mortgage? Your credit score is crucial, take a look at this video.


When you apply for a mortgage, your credit score is crucial in getting your mortgage approved.

Your credit file also tells your lender your payment history and what you currently on your mortgage and all your credit agreements.

We will complete a full analysis of your credit file before you apply for your mortgage, guaranteeing no surprises.

Okay, let’s do the sums

Prefer we do the calculations? Just call us on 0800 170 7474


How wmuch can I borrow
How much can I borrow?
Repayment
Repayment Calculator
Stamp Duty
Stamp Duty

Why use Mortgage Marketplace?

What do our customers say?

Frequently Asked Questions


Do you operate in my area?
We serve the whole United Kingdom, from our office in Bristol. Everything can be done quickly and easy online and on the phone.
How much can I borrow?
Try our free calculators to get an indicative cost before calling:

Mortgage Calculator

Repayments Calculator

Stamp Duty Calculator
How much will it cost?

We believe in being competitive and transparent on fees.

Your initial mortgage consultation is free. You won’t be asked to pay a fee until we have submitted an application on your behalf.

Our fees depend on the product - see the list below or speak to an advisor.

Residential Mortgage & Remortgage
Application fee of £395.00 payable on receipt of the lender’s decision in principle and our broker fee of £595.00 payable on receipt of mortgage offer. Total fees payable - £990.00.

Buy-to Let Mortgages & Remortgages
Application fee of £395.00 payable on receipt of the lender’s decision in principle and our broker fee from £595 up to 0.50% of the mortgage offer. For example, loan amount £200,000, broker fee payable could be £1,000.00. Total fees payable £1,395.00. A minimum broker fee of £595.00 will be applied on all buy-to-let applications.

Equity Release Mortgages
Application fee of £395.00 payable on receipt of the lender’s decision in principle and our broker fee of £995.00 payable on completion of your mortgage. Total fees payable - £1,390.00.

Credit Repair Mortgages
Application fee of £395.00 payable on receipt of the lender’s decision in principle and our broker fee equal to 0.5% of the mortgage offer. For example, loan amount £200,000, broker fee payable could be £1,000.00. Total fees payable - £1,395.00. A minimum broker fee of £595.00 will be applied on credit repair applications.

Life Insurance
No fee will be charged by us. You will receive a free quotation from the policy provider.
How I do I know I can trust you?
You can find verified reviews from our clients on Google or Feefo.

Many of our clients use us time and time again, and refer us to friends and family.

We are regulated by the Financial Conduct Authority, registration number 806832. The company is registered in England - No. 11260088.

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The Mortgage Marketplace