Use some of your home’s value to live life your way
You’ll remain a homeowner
There is no need to move home, you will continue to own 100% of your property once you’ve released the equity with a lifetime mortgage. With all equity release mortgages there is a no negative equity guarantee. You will never pay back more than what your property is sold for. We will recommend a tailored product and interest rate based on your individual circumstances.
How does equity release work?
A lifetime mortgage is a long-term loan secured on your property. You don’t need to make any monthly repayments, interest is added to the loan each year at a fixed rate. The loan and the interest are paid only when the property is sold, usually when you die or go into long-term care. Take a look at the video below for more information. Terms and conditions will apply.
How can equity release help?
You can spend the cash however you decide. As you get older, your needs and accessibility requirements may change, you can use equity release to make the necessary changes to your home. You may want to release equity to help your children or simply live life to the full. Whatever you want from life, a lifetime mortgage helps make it happen.