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Use some of your home’s value to live life your way

You’ll remain a homeowner

There is no need to move home, you will continue to own 100% of your property once you’ve released the equity with a lifetime mortgage. With all equity release mortgages there is a no negative equity guarantee. You will never pay back more than what your property is sold for. We will recommend a tailored product and interest rate based on your individual circumstances.

How does equity release work?

A lifetime mortgage is a long-term loan secured on your property. You don’t need to make any monthly repayments, interest is added to the loan each year at a fixed rate. The loan and the interest are paid only when the property is sold, usually when you die or go into long-term care. Take a look at the video below for more information. Terms and conditions will apply.

How can equity release help?

You can spend the cash however you decide. As you get older, your needs and accessibility requirements may change, you can use equity release to make the necessary changes to your home. You may want to release equity to help your children or simply live life to the full. Whatever you want from life, a lifetime mortgage helps make it happen.

A simple guide to Equity Release in less than two minutes!

Is Equity Release right for you?

Please look at our video on the left. This is a simple guide to how equity release works. You could access some of the value of your home tax free.

If you would like to know more about equity release, call us free on 0800 170 7474

Okay, let’s do the sums

Prefer we do the calculations, just call us on 0800 170 7474

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Stamp Duty

No Broker Fees

We don’t charge broker fees*

We promise never to charge you a broker fee on a standard mortgage application and most mortgages we arrange are standard. If your circumstances are more complex and it is necessary to charge you a fee, we will always agree a fee structure with you before you instruct us and wherever possible, this fee will only be requested once you have completed your mortgage.
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