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Debt Consolidation Remortgages


Is this you?


Tick   Is short term debt taking up too much of the monthly budget?
Tick   Do you run out of money every month?
Tick   Only covering minimum payments on Credit Cards?
Tick   Debt not reducing?
Tick   Has your debt increased due to COVID-19?
Tick   Are you back to work after furlough or shortened hours?
Tick   Do you want to restructure the family budget and take control?

Contact us today to discuss your options and suitability.

Representative example of £211,250 over a term of 25 years on an initial 5yr fixed rate 1.39% - 64 payments of £837.92, and 237 payments of £1,090.71, based on a Standard Variable rate -4.34%. Total amount to be repaid £311,064.44, made up of loan amount plus interest (£98,789.50), product fee of £995. Overall cost for comparison APCR 3.1%.

Shift Short Term Debt


2020 has seen unprecedented times for us all. The nation’s finances are being restructured by government – do you need to restructure the family’s budget?

COVID-19 has impacted the household budget, often due to reduced hours or furlough. Re-mortgaging may be the solution to help regain control of your monthly budget.

Think carefully before securing debts against your home. Transferring short term loans to long term commitments will mean you may pay more in interest over the term of the mortgage.

There may be other options to manage debt – our advisors will discuss your needs and requirements before making a recommendation.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage Repayment Calculator

This calculator will give you an idea of how much your monthly mortgage payment will cost each month. Just enter the loan amount and the interest rate. Then just move the slide left or right to change the term of the mortgage.

Repayment Mortgage (£):

Interest Only Mortgage (£):

Annual Interest (%):

5 years
35 years
Monthly Mortgage Payment:

Sofa Why use Mortgage Marketplace?

Frequently Asked Questions


Do you operate in my area?
We serve the whole United Kingdom, from our office in Bristol. Everything can be done quickly and easy online and on the phone.
How does it work? What does a Mortgage Adviser do?
Initially, our advisers will provide you with research based on your current requirements and situation. This is without obligation on your part – that’s just how we do it.

If you find what we have sent of interest and wish to go forward, we will make a thorough assessment of your needs and recommend an appropriate lender and mortgage product for you. We will then approach that lender on your behalf, to gain a decision in principle and an indication of their willingness to lend.

We then manage your application through to completion, keeping you in the loop throughout. During this time we will review your Protection and Insurance needs and make recommendations where they are appropriate and relevant.
How much will it cost?

We believe in being competitive and transparent on fees.

Your initial mortgage consultation is free. You won’t be asked to pay a fee until we have submitted an application on your behalf.

Our fees depend on the product - see the list below or speak to an advisor.

Residential Mortgage & Remortgage
Application fee of £395.00 payable on receipt of the lender’s decision in principle and our broker fee of £595.00 payable on receipt of mortgage offer. Total fees payable - £990.00.

Buy-to Let Mortgages & Remortgages
Application fee of £395.00 payable on receipt of the lender’s decision in principle and our broker fee from £595 up to 0.50% of the mortgage offer. For example, loan amount £200,000, broker fee payable could be £1,000.00. Total fees payable £1,395.00. A minimum broker fee of £595.00 will be applied on all buy-to-let applications.

Equity Release Mortgages
Application fee of £395.00 payable on receipt of the lender’s decision in principle and our broker fee of £995.00 payable on completion of your mortgage. Total fees payable - £1,390.00.

Credit Repair Mortgages
Application fee of £395.00 payable on receipt of the lender’s decision in principle and our broker fee equal to 0.5% of the mortgage offer. For example, loan amount £200,000, broker fee payable could be £1,000.00. Total fees payable - £1,395.00. A minimum broker fee of £595.00 will be applied on credit repair applications.

Life Insurance
No fee will be charged by us. You will receive a free quotation from the policy provider.
How I do I know I can trust you?
You can find verified reviews from our clients on Google or Feefo.

Many of our clients use us time and time again, and refer us to friends and family.

We are regulated by the Financial Conduct Authority, registration number 806832. The company is registered in England - No. 11260088.
How long does the mortgage process take?

Typically, the mortgage process will take 2-6 weeks to reach approval.

A mortgage offer is usually valid for 6 months.

Please be aware, the process is currently taking longer due to Covid-19. Please see question 'How has Covid-19 affected the mortgage market?'.

Need more help?

Contact Us

The Mortgage Marketplace